The ACF purchase protection fees are taken from your account as this is for AClosetful.com in case the customer would like a refund. The fee the customer paid is for them to be able to request a refund on the closet item(s) they purchased and for AClosetful to be able to provide them with secure payment options. This fee does not go to the seller, therefore, it is removed from your balance and given to the ACF purchase protection accounting department.
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